Auto Insurance Policies

Most auto insurance policies in the United Kingdom has a standard format and structure. They are divided roughly into six sections: first section – heading, which shows the full address, name of the UK auto insurance company, which underwrites your auto insurance policy.

The second section is preamble covering what an auto insurance premiums have paid and the following form is the base of the auto insurance contract. The next section is the operative clause. It is a detailing list with the types of the events that auto insurance policies cover against (comprehensive, third party fire and theft or third party only). Exceptions clauses are cover exceptions or cover exclusions.

For instance, the cover will not be provided if the Classified Cars UK is driven by anybody other except the drivers, which are mentioned in the auto insurance certificate. The fifth section is condition – the list with conditions, applying for the cover in order to be operative. So, for instance, covered by insurance has to notify the auto insurance company in the United Kingdom or its agent about any incident, that could affect a claim, made under the auto insurance policy.

The last section of the auto insurance policy is scheduled.It is connected with the auto insurance policy and the auto insurance certificate and gives some details, that are specific to the insured person such as the period of auto insurance and name. It’s always worth comparing used Citroen DS3 car prices on AutoVillage.co.uk.

Cover or car changes are written down in the schedule and also new certificate, which is published in order to comply with lawful requirements. It also contains a note about the premiums payable. The auto insurance certificate is a full part of the auto insurance policy. It gives details, which are specific to the covered by insurance. It also gives proof to the minimum legal requirement in the United Kingdom. In the case of the auto insurance policy cancellation, the certificate must be returned to the auto insurance company or its agent for 7 days. Read more about auto insurance in the UK here…